Asset Finance
Fund Vehicles, Equipment and Fit-Outs with Flexible Solutions
Premium solutions for personal lifestyles and business needs.
We arrange premium asset finance for personal aspirations and business requirements—from vehicles and equipment to caravans and boats—delivering optimal solutions aligned with your cash flow and objectives.
Book a Private Consultation
Why Discerning Clients Choose Grand Ocean
Extensive Lender Access
Access to 50+ premium lenders to secure competitive rates and favourable terms.
Rapid Approvals
Streamlined applications approved within 24–48 hours, funds available in 3–5 days.
Expert Advisory
Deep understanding of finance structures, tax implications, and optimal strategies.
Transparent
No hidden fees or markups—clear explanations of all costs for confident decisions.
Flexible Lending for Lifestyle Goals
Personal Loans
Unsecured lending for any personal purpose.
Whether it’s debt consolidation, home improvements, medical expenses, or unexpected costs, we secure competitive unsecured finance tailored to your circumstances.
- Amount: $2,000–$75,000
- Terms: 1–7 years
- Approval: Often same day
New Car Loans
Premium finance for new and demonstrator vehicles.
Acquire your ideal new vehicle with competitive finance structures that preserve your capital whilst delivering the lifestyle you deserve.
- Amount: $5,000–$150,000+
- Terms: 1–7 years
- LVR: Up to 100% plus on-road costs
Used Car Loans
Finance quality pre-owned vehicles with confidence.
Whether purchasing from dealers or private sales, we arrange secure finance with competitive rates and flexible terms.
- Amount: $5,000–$100,000
- Terms: 1–7 years (vehicle age limit: 12–15 years at loan end)
- Private sales: We handle settlement securely on your behalf
Motorbike Loans
Specialist finance for motorcycle enthusiasts.
From sports bikes and cruisers to tourers and off-road machines, we understand the motorcycle market and secure finance that gets you on the road faster.
- Amount: $5,000–$100,000+
- Terms: 1–7 years
- Include: Riding gear and accessories in your loan
Truck Loans
Flexible finance for trucks and commercial vehicles.
From light trucks and utes to prime movers and rigid fleets, we structure competitive finance that supports cashflow and keeps your business moving.
- Amount: $10,000–$500,000+
- Terms: 2–7 years
- Options: Chattel mortgage, commercial hire purchase, and lease
Grey Import Vehicles
Specialist lending for eligible imported vehicles.
Purchasing a grey import or performance model? We work with niche lenders who understand compliance and can tailor finance to suit your vehicle and documentation.
- Amount: $10,000–$200,000+
- Terms: 1–7 years (subject to vehicle type and age)
- Support: Guidance on documents, valuation, and settlement
Uber / Taxi Loans
Vehicle finance tailored for rideshare and taxi operators.
Whether you’re upgrading your rideshare vehicle or funding a taxi-ready setup, we structure repayments to match your income and help you maximise earning potential.
- Amount: $5,000–$150,000+
- Terms: 1–7 years
- Include: Fit-out, signage, and eligible operating equipment
Golf Cart Loans
Simple finance for golf carts and low-speed vehicles.
From private use to resort, acreage, and community transport, we arrange flexible lending for new or used carts with terms that keep repayments comfortable.
- Amount: $3,000–$60,000+
- Terms: 1–7 years
- Include: Batteries, upgrades, and accessories
Caravan Loans
Finance your adventure lifestyle with flexible terms.
From compact camper trailers to luxury caravans, we arrange finance that makes your Australian travel dreams a reality.
- Amount: $10,000–$250,000+
- Terms: 3–10 years
- Include: Solar systems, annexes, and complete setup costs
Grey Nomads & Retirees: We have specialist lenders who understand caravan finance, considering superannuation and pension income to support your retirement travel plans.
Jet Ski Loans
Fast, flexible finance for personal watercraft.
From weekend thrills to family fun on the water, we arrange competitive finance for new and used jet skis, with options to bundle trailers and safety gear.
- Amount: $5,000–$80,000+
- Terms: 2–10 years
- Include: Trailer, covers, safety equipment, and accessories
Boat Loans
From fishing boats to luxury cruisers—finance your maritime lifestyle.
Whether it’s jet skis, fishing boats, or sailing yachts, we arrange competitive marine finance with extended terms for larger vessels.
- Amount: $10,000–$500,000+
- Terms: 3–15 years
- Include: Motors, electronics, trailers, and equipment
Acquire Assets & Optimise Cash Flow
Equipment and Machinery Finance
Acquire essential business assets whilst preserving working capital.
Finance the equipment your business requires with tax-effective structures that maximise cash flow and deliver substantial tax benefits.
Cash Flow and Business Loans
Support your day-to-day operations with flexible funding designed to keep your business moving.
Access working capital to manage expenses, fuel growth, and seize opportunities—without disrupting your cash position.
Commercial Car and Truck Loans
Secure the vehicles your business relies on with finance solutions built for commercial operators.
Whether upgrading a single vehicle or expanding your fleet, we offer competitive loan structures that maximise cash flow and provide potential tax advantages.
Smart, Flexible Asset Finance
We combine market expertise, access to specialist lenders, and a transparent process to deliver asset finance that fits your life and business. From vehicles and equipment to caravans and boats, we align structure, tax outcomes, and cash flow for confident decisions.
How It Works
Choose Your Asset
Identify your asset and obtain a quote from the seller or dealer.
Book a Private Consultation
Call, email, or enquire online. We’ll discuss requirements and provide indicative rates.
Quick Application
Submit ID, income verification, and asset details via our streamlined process.
Fast Approval
Most applications are approved within 24–48 hours; we keep you informed throughout.
Settlement
Funds paid directly to the seller/dealer within 1–3 business days of approval.
Take Delivery
The asset is yours—ensure comprehensive insurance is in place before collection.